The 1262 Plan, South Pointe, Temple, TX, 76504 | $385/mo Cash Flow

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The 1262 Plan, South Pointe, Temple, TX, 76504 | $385/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Temple at The 1262 Plan, South Pointe, Temple, TX, 76504 generates $2,034/mo in rent and, after a $1,135/mo payment, leaves $385/mo in cash flow. Total monthly income is $2,034/mo, and annual cash flow is $4,619/yr on $76,875 invested. Return on cash invested sits at 25.92% in year one, and rental yield is 10.53% on a $231,900 entry. Equity gained on principal adds $1,496/yr, while 5% annual appreciation builds toward $64,070 over five years. Five-year ROI reaches 136.26% and total cumulative return in cash sums $104,751. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,034/mo property income rather than buyer’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! This home is one of our most popular floor plans, and for good reason! We love the way the corner kitchen looks out into the open concept living room and dining area, giving you the opportunity to feel connected with those in your home. We've maximized your space to give everyone in your family ample room. From your vast walk-in closet in the primary bedroom, and a separate garden tub and shower, to the large cabinet and granite countertop in the utility room, this home is luxurious without an enormous price tag.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76504, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,346 (100%)
Owner Occupied HU	4,802 (36.0%)
Renter Occupied HU	7,272 (54.5%)
Vacant Housing Units	1,272 ( 9.5%)
Median Home Value	$208,864
Average Home Value	$274,573