1313 Pine DrKilleenTX76543
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1313 Pine Dr, Killeen, TX, 76543 in Killeen at $219,900 earns $1,620/mo in rent and nets $16/mo after the $989/mo payment, a 8.84% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $60,754 over five years. Ziffy Mortgage underwrites this on a 1.64 DSCR without U.S. credit history. With $2,025/yr in principal paydown, total projected return reaches $87,893.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $16 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,620 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
3,963 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76543, Killeen, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,571 (100%) |
| Owner Occupied HU | 5,566 (38.2%) |
| Renter Occupied HU | 7,475 (51.3%) |
| Vacant Housing Units | 1,530 (10.5%) |
| Median Home Value | $164,630 |
| Average Home Value | $234,803 |
Housing Distribution
Address Breakdown
Residential
13,914
Single Family
11,528
Multi-Family
2,386
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
3,963 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76543, Killeen, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,571 (100%) |
| Owner Occupied HU | 5,566 (38.2%) |
| Renter Occupied HU | 7,475 (51.3%) |
| Vacant Housing Units | 1,530 (10.5%) |
| Median Home Value | $164,630 |
| Average Home Value | $234,803 |
Housing Distribution
Address Breakdown
Residential
13,914
Single Family
11,528
Multi-Family
2,386
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices