








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Temple at 1312 S 21st St, Temple, TX, 76504 listed at $139,900 pairs $1,757/mo rent with a $685/mo payment to leave $685/mo cash flow. Total monthly income runs $1,757/mo, and annual cash flow reaches $8,225/yr on $46,377 cash to close. Return on cash invested measures 37.64% in year one, and rental yield registers 15.07% at a $139,900 basis. Equity gained on principal adds $903/yr, and annual property appreciation at 5% supports $38,652 by year five. Five-year ROI tracks 199.92% and total cumulative return in cash totals $92,715. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,757/mo property income relative to a $685/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1962
6,751 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76504, Temple, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,346 (100%) |
| Owner Occupied HU | 4,802 (36.0%) |
| Renter Occupied HU | 7,272 (54.5%) |
| Vacant Housing Units | 1,272 ( 9.5%) |
| Median Home Value | $208,864 |
| Average Home Value | $274,573 |
Residential
11,800
Single Family
8,424
Multi-Family
3,376
Businesses
1,106
Date | Event | Price |
|---|---|---|
| 2024-10-16 | Listed for sale | $139,900 |
| 2022-09-23 | Sold | N/A |
| 2014-07-11 | Sold | N/A |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-23 | N/A | N/A | $135,531 | -4.10% |
| 2023-10-23 | $3240.28 | 9.94% | $141,332 | 14.82% |
| 2022-10-23 | $2947.40 | N/A | $123,090 | 105.09% |



Listed by: Justin Robert • Two Lakes Real Estate
Mls Name: Central Texas MLS
Mls Provider:
Mls ID: #559938
Disclaimer: Listing and property data is from an Internet Data Exchange (IDX) provided by the Central Texas MLS. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2024 Central Texas MLS, All Rights Reserved.