1312 N Rock Creek Rd, Waco, TX, 76708 | $6/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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1312 N Rock Creek Rd, Waco, TX, 76708 | $6/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Waco at 1312 N Rock Creek Rd, Waco, TX, 76708 earns $6/mo cash flow from $3,134/mo rent with a $2,153/mo payment. Total monthly income totals $3,134/mo, and annual cash flow totals $71/yr on $145,827 capital. ROI tracks 19.96% on current figures, and rental yield reads 8.55% at a $439,900 purchase. Equity gained on principal adds $2,839/yr, and 5% annual appreciation supports $121,536 over five years. Five-year ROI reaches 104.3% and total cumulative return in cash sums $152,103. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,134/mo property income instead of your personal income.

Single Family

Built in 1999

1 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully refreshed 5-bedroom, 3 bath home, perfectly situated on a spacious one-acre lot! Thoughtfully updated throughout, this home features new flooring, freshly repainted kitchen cabinets with modern hardware, updated interior door hardware, new light fixtures, and a brand-new front door that enhances curb appeal. Step outside and enjoy the newly built exterior deck, perfect for entertaining or relaxing while taking in peaceful surroundings. Inside you will find a new mini split system in the second living area for year-round comfort and peace of mind. A brand new septic system to be installed prior to closing. The flexible floor plan offers two living rooms, ideal for a mother-in-law suite, guest quarters, or multi-generational living. A separate office provides a quiet space for working from home or managing daily tasks. With room to grow, modern updates, and an acre of land to call your own, this property blends comfort, functionality, and style-ready for its next owner.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76708, Waco, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,229 (100%)
Owner Occupied HU	6,695 (59.6%)
Renter Occupied HU	3,871 (34.5%)
Vacant Housing Units	663 ( 5.9%)
Median Home Value	$262,406
Average Home Value	$291,043