13105 Pine Grove RdNewburgMD20664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 13105 Pine Grove Rd, Newburg, MD, 20664 in Newburg. Priced at $166,000, it generates $2,738/mo in gross rent and $1,602/mo in net monthly cash flow, a 19.8% yield that comfortably supports the 3.67 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,223. Five-year appreciation: $45,863. Equity from principal paydown: $1,529/yr. Total projected cumulative return: $166,566.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 7.9% |
| Monthly Cash Flow | $1,602 | $550 |
City averages based on Newburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,738 |
| Total Monthly Debt Service | $1,070 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices