1310 Swifts Hwy APT D-101Jefferson CityMO65109
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $129,900, 1310 Swifts Hwy APT D-101, Jefferson City, MO, 65109 in Jefferson City generates $1,074/mo in rent (9.92% yield) but nets only $100/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.84) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $35,889. Total projected return: $56,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.8% |
| Monthly Cash Flow | $100 | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,074 |
| Total Monthly Debt Service | $922 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
4,356 sqft lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65109, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,371 (100%) |
| Owner Occupied HU | 11,429 (62.2%) |
| Renter Occupied HU | 5,698 (31.0%) |
| Vacant Housing Units | 1,244 ( 6.8%) |
| Median Home Value | $244,431 |
| Average Home Value | $264,112 |
Housing Distribution
Address Breakdown
Residential
18,067
Single Family
16,948
Multi-Family
1,119
Businesses
1,395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
4,356 sqft lot
$N/A/sqft
$165 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65109, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,371 (100%) |
| Owner Occupied HU | 11,429 (62.2%) |
| Renter Occupied HU | 5,698 (31.0%) |
| Vacant Housing Units | 1,244 ( 6.8%) |
| Median Home Value | $244,431 |
| Average Home Value | $264,112 |
Housing Distribution
Address Breakdown
Residential
18,067
Single Family
16,948
Multi-Family
1,119
Businesses
1,395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lois Hogan • Keller Williams Realty
Mls Name: JCMLS
Mls Provider:
Mls ID: #10071066
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.