131 Western Ave SBrootenMN56316
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Brooten rentals match the income profile of 131 Western Ave S, Brooten, MN, 56316. Listed at $147,995, gross rent is $1,657/mo and net cash flow is $659/mo, a 12.44% yield well above national averages. DSCR 2.49 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $40,888 by year five with $1,363/yr in annual principal reduction, projecting $102,958 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.2% |
| Monthly Cash Flow | $659 | $450 |
City averages based on Brooten market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,657 |
| Total Monthly Debt Service | $872 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56316, Brooten, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 490 (68.8%) |
| Renter Occupied HU | 121 (17.0%) |
| Vacant Housing Units | 101 (14.2%) |
| Median Home Value | $329,167 |
| Average Home Value | $436,403 |
Housing Distribution
Address Breakdown
Residential
435
Single Family
413
Multi-Family
22
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56316, Brooten, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 712 (100%) |
| Owner Occupied HU | 490 (68.8%) |
| Renter Occupied HU | 121 (17.0%) |
| Vacant Housing Units | 101 (14.2%) |
| Median Home Value | $329,167 |
| Average Home Value | $436,403 |
Housing Distribution
Address Breakdown
Residential
435
Single Family
413
Multi-Family
22
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices