131 SE Pamela PlLake CityFL32025




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Lake City at 131 SE Pamela Pl, Lake City, FL, 32025 offers $1,451/mo rent that, after a $685/mo payment, leaves $435/mo cash flow. Total monthly income is $1,451/mo, and annual cash flow is $5,226/yr on $46,377 cash. Return on cash invested measures 31.18% in year one, and rental yield stands at 12.45% at a $139,900 entry. Equity gained on principal adds $903/yr while 5% annual appreciation compounds into $38,652 by year five. Five-year ROI records 164.73% and total cumulative return in cash reaches $76,395. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,451/mo property income versus a $685/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1990
6,969 sqft lot
$N/A/sqft
$45 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32025, Lake City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,127 (100%) |
| Owner Occupied HU | 5,155 (56.5%) |
| Renter Occupied HU | 3,163 (34.7%) |
| Vacant Housing Units | 809 ( 8.9%) |
| Median Home Value | $238,613 |
| Average Home Value | $278,138 |
Housing Distribution
Address Breakdown
Residential
8,161
Single Family
7,475
Multi-Family
686
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.



Listed by: Julia DeJesus • 4 Walls Real Estate LLC
Mls Name: NFMLS
Mls Provider:
Mls ID: #123267
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



