131 Lloyd St, Monticello, KY, 42633 | $512/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Monticello at 131 Lloyd St, Monticello, KY, 42633 priced at $239,900 pairs $1,972/mo rent with $512/mo cash flow after a $1,174/mo payment. Total monthly income equals $1,972/mo, and annual cash flow comes to $6,145/yr on $79,527 invested. Return on cash invested is 27.64% in year one, and rental yield stands at 9.86% on a $239,900 basis. Equity gained on principal adds $1,548/yr, and 5% annual appreciation accumulates to $66,280 by year five. Five-year ROI measures 144.19% and total cumulative return in cash reaches $114,667. For financing, Ziffy Mortgage’s DSCR program evaluates $1,972/mo property income against a $1,174/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1981

1.73 Acres lot

$N/A/sqft

No HOA