131 Harper Grove Cir, Ocean Springs, MS, 39564 | $728/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Ocean Springs at 131 Harper Grove Cir, Ocean Springs, MS, 39564 offers $2,387/mo rent that, after a $1,223/mo payment, leaves $728/mo cash flow. Total monthly income is $2,387/mo, and annual cash flow is $8,734/yr on $82,842 cash. Return on cash invested measures 30.45% in year one, and rental yield stands at 11.46% at a $249,900 entry. Equity gained on principal adds $1,613/yr while 5% annual appreciation compounds into $69,043 by year five. Five-year ROI records 159.98% and total cumulative return in cash reaches $132,530. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,387/mo property income versus a $1,223/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Townhouse

Built in 2025

2,178 sqft lot

$N/A/sqft

$1,560 annually HOA