131 Fairoaks DrVacavilleCA95688
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 131 Fairoaks Dr, Vacaville, CA, 95688 in Vacaville. Priced at $405,000, it generates $4,414/mo in gross rent and $1,484/mo in net monthly cash flow, a 13.08% yield that comfortably supports the 2.42 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,810. Five-year appreciation: $111,894. Equity from principal paydown: $3,730/yr. Total projected cumulative return: $250,939.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.0% |
| Monthly Cash Flow | $1,484 | $1,000 |
City averages based on Vacaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,414 |
| Total Monthly Debt Service | $2,768 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
1,742 sqft lot
$N/A/sqft
$424 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
1,742 sqft lot
$N/A/sqft
$424 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95688, Vacaville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,884 (100%) |
| Owner Occupied HU | 9,877 (66.4%) |
| Renter Occupied HU | 4,362 (29.3%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $705,327 |
| Average Home Value | $788,539 |
Housing Distribution
Address Breakdown
Residential
14,431
Single Family
13,486
Multi-Family
945
Businesses
1,215
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices