1308 W 13th St, Cisco, TX, 76437 | $125/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1308 W 13th St, Cisco, TX, 76437 | $125/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cisco at 1308 W 13th St, Cisco, TX, 76437 earns $125/mo cash flow from $1,120/mo rent with a $685/mo payment. Total monthly income totals $1,120/mo, and annual cash flow totals $1,496/yr on $46,410 capital. ROI tracks 23.13% on current figures, and rental yield reads 9.6% at a $140,000 purchase. Equity gained on principal adds $903/yr, and 5% annual appreciation supports $38,679 over five years. Five-year ROI reaches 121.37% and total cumulative return in cash sums $56,326. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,120/mo property income instead of your personal income.

Single Family

Built in 1940

7,492 sqft lot

$N/A/sqft

No HOA

More details about the property

This 3-bedroom, 2-bath home is full of charm and thoughtful updates, ready to fit your lifestyle. The kitchen is a true highlight, featuring stained butcher block counters, a farmhouse apron sink, and freshly painted cabinetsperfect for whipping up dinner or gathering with friends. The main living spaces flow with easy-care laminate flooring, and both bathrooms have been refreshed with new tile floors for a clean, modern feel. The guest bedrooms are extra spacious, giving everyone room to spread out. Outside, youll find a 2-car carport and a detached garagebut the best part? Theres a bonus air-conditioned space that works perfectly as a 4th bedroom, office, or hangout spot. The backyard is just as inviting with a fenced dog run and plenty of space to play, garden, or host summer cookouts. This home offers the perfect blend of comfort, style, and flexibilityboth inside and out.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76437, Cisco, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,869 (100%)
Owner Occupied HU	1,580 (55.1%)
Renter Occupied HU	586 (20.4%)
Vacant Housing Units	703 (24.5%)
Median Home Value	$152,344
Average Home Value	$215,097