1308 Las Lomas DrBreaCA92821
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1308 Las Lomas Dr, Brea, CA, 92821 in Brea at $1,650,000, 5.1% gross yield, is a market-growth asset. Rental yield 5.1%. The $7,012/mo rent partially funds the $7,419/mo debt service; the core return is the 5%/yr price growth projected to add $455,865 over five years. Ziffy Mortgage's DSCR mortgage (0.95) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $420,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 5.0% |
| Monthly Cash Flow | $(3,196) | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,012 |
| Total Monthly Debt Service | $9,551 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
10,115 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
10,115 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PW26051463