1308 Bay Meadows Way LOT 22Pleasant ViewTN37146
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1308 Bay Meadows Way LOT 22, Pleasant View, TN, 37146 in Pleasant View. At $388,990 it earns $3,000/mo in rent and distributes $671/mo to the owner after the $1,749/mo payment, a consistent 9.25% yield. DSCR 1.72 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $107,471 in value; $3,583/yr in principal paydown compounds ownership stake. Total projected return: $190,410.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $671 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,174 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37146, Pleasant View, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,409 (100%) |
| Owner Occupied HU | 2,842 (83.4%) |
| Renter Occupied HU | 371 (10.9%) |
| Vacant Housing Units | 196 ( 5.7%) |
| Median Home Value | $370,035 |
| Average Home Value | $409,058 |
Housing Distribution
Address Breakdown
Residential
3,199
Single Family
3,199
Multi-Family
0
Businesses
335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37146, Pleasant View, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,409 (100%) |
| Owner Occupied HU | 2,842 (83.4%) |
| Renter Occupied HU | 371 (10.9%) |
| Vacant Housing Units | 196 ( 5.7%) |
| Median Home Value | $370,035 |
| Average Home Value | $409,058 |
Housing Distribution
Address Breakdown
Residential
3,199
Single Family
3,199
Multi-Family
0
Businesses
335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chantelle Nikkel • Ryan Homes
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls ID: #2972012