1306 Whitney RdAmboyIL61310
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 1306 Whitney Rd, Amboy, IL, 61310 in Amboy aligned with their strategy. Rental yield 7.46%. DSCR 1.38 and 7.46% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,675/yr in paydown build toward a projected cumulative return of $134,081.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $(288) | $1,200 |
City averages based on Amboy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,479 |
| Total Monthly Debt Service | $2,609 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
5.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
5.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices