1305 McRee DrValdostaGA31602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1305 McRee Dr, Valdosta, GA, 31602 in Valdosta speaks for itself: 13.04% gross on a $157,900 price, generating $1,716/mo in rent and $729/mo in net income after the $710/mo debt service. DSCR 2.42, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,751 stacks alongside $43,625 in projected five-year appreciation and $1,454/yr in principal reduction. Projected total cumulative return: $106,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.5% |
| Monthly Cash Flow | $729 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,716 |
| Total Monthly Debt Service | $924 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31602, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,580 (100%) |
| Owner Occupied HU | 6,976 (44.8%) |
| Renter Occupied HU | 7,281 (46.7%) |
| Vacant Housing Units | 1,323 ( 8.5%) |
| Median Home Value | $239,403 |
| Average Home Value | $278,849 |
Housing Distribution
Address Breakdown
Residential
14,938
Single Family
12,917
Multi-Family
2,021
Businesses
1,265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices