1305 Church StCommerceTX75428








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Commerce at 1305 Church St, Commerce, TX, 75428 earns $258/mo cash flow from $2,188/mo rent with a $1,285/mo payment. Total monthly income totals $2,188/mo, and annual cash flow totals $3,100/yr on $87,019 capital. ROI tracks 23.47% on current figures, and rental yield reads 10% at a $262,500 purchase. Equity gained on principal adds $1,694/yr, and 5% annual appreciation supports $72,524 over five years. Five-year ROI reaches 123.52% and total cumulative return in cash sums $107,482. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,188/mo property income instead of your personal income.
Multi Family
Built in 1977
8,973 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75428, Commerce, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,530 (100%) |
| Owner Occupied HU | 1,672 (36.9%) |
| Renter Occupied HU | 2,069 (45.7%) |
| Vacant Housing Units | 789 (17.4%) |
| Median Home Value | $213,864 |
| Average Home Value | $283,327 |
Housing Distribution
Address Breakdown
Residential
4,160
Single Family
3,443
Multi-Family
717
Businesses
278
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Listed by: Kathleen Hunnicutt • Huntex Properties LLC
Mls Name: NTREIS
Mls ID: #20941554
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








