13045 SHALLOWATER RoadJacksonvilleFL32258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow13045 SHALLOWATER Road, Jacksonville, FL, 32258 in Jacksonville is a top-tier cash-flow asset. At $247,500 it produces $2,969/mo in rent and $1,043/mo in net monthly income, a 14.39% gross rental yield. The DSCR of 2.67 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,512. Five-year appreciation adds $68,380, driving a total cumulative return of $162,705.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.2% |
| Monthly Cash Flow | $1,043 | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $1,828 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
N/A lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
N/A lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32258, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,685 (100%) |
| Owner Occupied HU | 10,818 (61.2%) |
| Renter Occupied HU | 5,661 (32.0%) |
| Vacant Housing Units | 1,206 ( 6.8%) |
| Median Home Value | $398,141 |
| Average Home Value | $420,702 |
Housing Distribution
Address Breakdown
Residential
17,179
Single Family
11,456
Multi-Family
5,723
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices