1303 Farmers LoopAustellGA30106
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1303 Farmers Loop, Austell, GA, 30106 in Austell at $387,190 earns $2,394/mo in rent and nets $38/mo after the $1,741/mo payment, a 7.42% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $106,973 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $3,566/yr in principal paydown, total projected return reaches $149,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $38 | $300 |
City averages based on Austell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $2,202 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30106, Austell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,541 (100%) |
| Owner Occupied HU | 5,355 (56.1%) |
| Renter Occupied HU | 3,690 (38.7%) |
| Vacant Housing Units | 496 ( 5.2%) |
| Median Home Value | $318,041 |
| Average Home Value | $340,644 |
Housing Distribution
Address Breakdown
Residential
8,896
Single Family
6,938
Multi-Family
1,958
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30106, Austell, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,541 (100%) |
| Owner Occupied HU | 5,355 (56.1%) |
| Renter Occupied HU | 3,690 (38.7%) |
| Vacant Housing Units | 496 ( 5.2%) |
| Median Home Value | $318,041 |
| Average Home Value | $340,644 |
Housing Distribution
Address Breakdown
Residential
8,896
Single Family
6,938
Multi-Family
1,958
Businesses
709
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
