13023 Waterbourne DrGibsontonFL33534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 13023 Waterbourne Dr, Gibsonton, FL, 33534 in Gibsonton at $302,000 earns $2,125/mo in rent and nets $66/mo after the $1,358/mo payment, a 8.53% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $83,437 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $2,781/yr in principal paydown, total projected return reaches $118,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $66 | $300 |
City averages based on Gibsonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,125 |
| Total Monthly Debt Service | $1,959 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
6,050 sqft lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
6,050 sqft lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andre Tamburello • KELLER WILLIAMS SOUTH SHORE
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8382439
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