1301 Mount Pleasant AveFranklinvilleNY14737
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1301 Mount Pleasant Ave, Franklinville, NY, 14737 in Franklinville. Priced at $249,900, it generates $2,474/mo in gross rent and $806/mo in net monthly cash flow, a 11.88% yield that comfortably supports the 2.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,667. Five-year appreciation: $69,043. Equity from principal paydown: $2,302/yr. Total projected cumulative return: $147,125.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $806 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,474 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14737, Franklinville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,454 (100%) |
| Owner Occupied HU | 1,320 (53.8%) |
| Renter Occupied HU | 335 (13.7%) |
| Vacant Housing Units | 799 (32.6%) |
| Median Home Value | $112,941 |
| Average Home Value | $174,811 |
Housing Distribution
Address Breakdown
Residential
1,791
Single Family
1,768
Multi-Family
23
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14737, Franklinville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,454 (100%) |
| Owner Occupied HU | 1,320 (53.8%) |
| Renter Occupied HU | 335 (13.7%) |
| Vacant Housing Units | 799 (32.6%) |
| Median Home Value | $112,941 |
| Average Home Value | $174,811 |
Housing Distribution
Address Breakdown
Residential
1,791
Single Family
1,768
Multi-Family
23
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices