130 W 165th StBronxNY10452
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 130 W 165th St, Bronx, NY, 10452 in Bronx earns a 8.78% gross yield at $597,000. Rent of $4,369/mo nets $383/mo after the $2,684/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $164,940 and $5,498/yr in equity accumulation project a total cumulative return of $252,307.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.1% |
| Monthly Cash Flow | $383 | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,369 |
| Total Monthly Debt Service | $3,749 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
1,297 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10452, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,681 (100%) |
| Owner Occupied HU | 910 ( 3.2%) |
| Renter Occupied HU | 26,563 (92.6%) |
| Vacant Housing Units | 1,208 ( 4.2%) |
| Median Home Value | $435,294 |
| Average Home Value | $455,016 |
Housing Distribution
Address Breakdown
Residential
27,638
Single Family
1,083
Multi-Family
26,555
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
1,297 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10452, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,681 (100%) |
| Owner Occupied HU | 910 ( 3.2%) |
| Renter Occupied HU | 26,563 (92.6%) |
| Vacant Housing Units | 1,208 ( 4.2%) |
| Median Home Value | $435,294 |
| Average Home Value | $455,016 |
Housing Distribution
Address Breakdown
Residential
27,638
Single Family
1,083
Multi-Family
26,555
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices