115-26 175th StreetJamaicaNY11434
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 115-26 175th Street, Jamaica, NY, 11434 in Jamaica earns a 9.29% gross yield at $507,600. Rent of $3,929/mo nets $539/mo after the $2,282/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $140,241 and $4,675/yr in equity accumulation project a total cumulative return of $228,303.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.2% |
| Monthly Cash Flow | $539 | $2,800 |
City averages based on Jamaica market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,929 |
| Total Monthly Debt Service | $3,188 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11434, Jamaica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,138 (100%) |
| Owner Occupied HU | 10,413 (45.0%) |
| Renter Occupied HU | 11,755 (50.8%) |
| Vacant Housing Units | 970 ( 4.2%) |
| Median Home Value | $619,793 |
| Average Home Value | $648,820 |
Housing Distribution
Address Breakdown
Residential
19,500
Single Family
11,469
Multi-Family
8,031
Businesses
1,508
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11434, Jamaica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,138 (100%) |
| Owner Occupied HU | 10,413 (45.0%) |
| Renter Occupied HU | 11,755 (50.8%) |
| Vacant Housing Units | 970 ( 4.2%) |
| Median Home Value | $619,793 |
| Average Home Value | $648,820 |
Housing Distribution
Address Breakdown
Residential
19,500
Single Family
11,469
Multi-Family
8,031
Businesses
1,508
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices