130 State Route 1820, Cunningham, KY, 42035 | $181/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cunningham at 130 State Route 1820, Cunningham, KY, 42035 listed at $125,000 pairs $942/mo rent with a $612/mo payment to leave $181/mo cash flow. Total monthly income runs $942/mo, and annual cash flow reaches $2,172/yr on $41,438 cash to close. Return on cash invested measures 25.15% in year one, and rental yield registers 9.04% at a $125,000 basis. Equity gained on principal adds $807/yr, and annual property appreciation at 5% supports $34,535 by year five. Five-year ROI tracks 130.94% and total cumulative return in cash totals $54,257. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $942/mo property income relative to a $612/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in N/A

1.95 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 42035, Cunningham, KY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	391 (100%)
Owner Occupied HU	284 (72.6%)
Renter Occupied HU	59 (15.1%)
Vacant Housing Units	48 (12.3%)
Median Home Value	$203,947
Average Home Value	$327,958