130 Main StJonesportME04649
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.16% yield at 130 Main St, Jonesport, ME, 04649 in Jonesport is solid, but the $1,335/mo payment compresses net cash flow to $144/mo at $296,800. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $82,000 by year five, and $2,734/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $121,965.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $144 | $600 |
City averages based on Jonesport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,017 |
| Total Monthly Debt Service | $1,755 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04649, Jonesport, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 862 (100%) |
| Owner Occupied HU | 456 (52.9%) |
| Renter Occupied HU | 110 (12.8%) |
| Vacant Housing Units | 296 (34.3%) |
| Median Home Value | $224,375 |
| Average Home Value | $277,226 |
Housing Distribution
Address Breakdown
Residential
363
Single Family
362
Multi-Family
1
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04649, Jonesport, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 862 (100%) |
| Owner Occupied HU | 456 (52.9%) |
| Renter Occupied HU | 110 (12.8%) |
| Vacant Housing Units | 296 (34.3%) |
| Median Home Value | $224,375 |
| Average Home Value | $277,226 |
Housing Distribution
Address Breakdown
Residential
363
Single Family
362
Multi-Family
1
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
