130 E 8th Ave #23RomeGA30161
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Rome rentals match the income profile of 130 E 8th Ave #23, Rome, GA, 30161. Listed at $299,900, gross rent is $3,041/mo and net cash flow is $1,106/mo, a 12.17% yield well above national averages. DSCR 2.25 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $82,857 by year five with $2,762/yr in annual principal reduction, projecting $185,215 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.0% |
| Monthly Cash Flow | $1,106 | $300 |
City averages based on Rome market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,041 |
| Total Monthly Debt Service | $1,816 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
1,524 sqft lot
$N/A/sqft
$1,320 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
1,524 sqft lot
$N/A/sqft
$1,320 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices