130 3rd StArthurND58006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Arthur rentals match the income profile of 130 3rd St, Arthur, ND, 58006. Listed at $139,900, gross rent is $2,390/mo and net cash flow is $1,539/mo, a 20.5% yield well above national averages. DSCR 3.80 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $38,652 by year five with $1,288/yr in annual principal reduction, projecting $152,044 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.5% | 6.2% |
| Monthly Cash Flow | $1,539 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,390 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 3.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58006, Arthur, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 190 (100%) |
| Owner Occupied HU | 150 (78.9%) |
| Renter Occupied HU | 23 (12.1%) |
| Vacant Housing Units | 17 ( 8.9%) |
| Median Home Value | $300,000 |
| Average Home Value | $305,200 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
66
Multi-Family
8
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58006, Arthur, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 190 (100%) |
| Owner Occupied HU | 150 (78.9%) |
| Renter Occupied HU | 23 (12.1%) |
| Vacant Housing Units | 17 ( 8.9%) |
| Median Home Value | $300,000 |
| Average Home Value | $305,200 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
66
Multi-Family
8
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Molly Fletschock • Better Homes and Gardens Real Estate Advantage One
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6776977