13 Ella LnEastamptonNJ08060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 13 Ella Ln, Eastampton, NJ, 08060 in Eastampton. Priced at $440,000, it generates $4,152/mo in gross rent and $896/mo in net monthly cash flow, a 11.32% yield that comfortably supports the 2.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,749. Five-year appreciation: $121,564. Equity from principal paydown: $4,052/yr. Total projected cumulative return: $226,805.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $896 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,152 |
| Total Monthly Debt Service | $3,081 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
2,884 sqft lot
$N/A/sqft
$120 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
2,884 sqft lot
$N/A/sqft
$120 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices