13 Cider LaneNashuaNH03063
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 13 Cider Lane, Nashua, NH, 03063 in Nashua at $609,900 earns $4,153/mo in rent and nets $65/mo after the $2,742/mo payment, a 8.17% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $168,504 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $5,617/yr in principal paydown, total projected return reaches $236,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.8% |
| Monthly Cash Flow | $65 | $285 |
City averages based on Nashua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,153 |
| Total Monthly Debt Service | $3,845 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03063, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,278 (100%) |
| Owner Occupied HU | 4,588 (63.0%) |
| Renter Occupied HU | 2,570 (35.3%) |
| Vacant Housing Units | 120 ( 1.6%) |
| Median Home Value | $468,195 |
| Average Home Value | $505,530 |
Housing Distribution
Address Breakdown
Residential
7,221
Single Family
5,063
Multi-Family
2,158
Businesses
936
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03063, Nashua, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,278 (100%) |
| Owner Occupied HU | 4,588 (63.0%) |
| Renter Occupied HU | 2,570 (35.3%) |
| Vacant Housing Units | 120 ( 1.6%) |
| Median Home Value | $468,195 |
| Average Home Value | $505,530 |
Housing Distribution
Address Breakdown
Residential
7,221
Single Family
5,063
Multi-Family
2,158
Businesses
936
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5082976