1294 Shore DrCascadeID83611
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1294 Shore Dr, Cascade, ID, 83611 in Cascade is narrow, $156/mo net on $1,951/mo rent after the $1,403/mo debt service, but the property operates at break-even-plus, not a loss. At $312,000 with a 7.5% yield, the long-run equity case via 5% appreciation ($86,200 over five years) and $2,874/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.39 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $127,797.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $156 | $200 |
City averages based on Cascade market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,951 |
| Total Monthly Debt Service | $1,671 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83611, Cascade, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,628 (100%) |
| Owner Occupied HU | 1,156 (31.9%) |
| Renter Occupied HU | 203 ( 5.6%) |
| Vacant Housing Units | 2,269 (62.5%) |
| Median Home Value | $637,195 |
| Average Home Value | $703,821 |
Housing Distribution
Address Breakdown
Residential
805
Single Family
800
Multi-Family
5
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83611, Cascade, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,628 (100%) |
| Owner Occupied HU | 1,156 (31.9%) |
| Renter Occupied HU | 203 ( 5.6%) |
| Vacant Housing Units | 2,269 (62.5%) |
| Median Home Value | $637,195 |
| Average Home Value | $703,821 |
Housing Distribution
Address Breakdown
Residential
805
Single Family
800
Multi-Family
5
Businesses
136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices