12935 E Ramos StDeweyAZ86327
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.55% yield at 12935 E Ramos St, Dewey, AZ, 86327 in Dewey is solid, but the $1,979/mo payment compresses net cash flow to $5/mo at $440,200. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $121,619 by year five, and $4,054/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $167,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.0% |
| Monthly Cash Flow | $5 | $1,200 |
City averages based on Dewey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,770 |
| Total Monthly Debt Service | $2,590 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6,534 sqft lot
$N/A/sqft
$163 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6,534 sqft lot
$N/A/sqft
$163 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86327, Dewey, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,433 (100%) |
| Owner Occupied HU | 4,871 (75.7%) |
| Renter Occupied HU | 667 (10.4%) |
| Vacant Housing Units | 895 (13.9%) |
| Median Home Value | $426,491 |
| Average Home Value | $438,719 |
Housing Distribution
Address Breakdown
Residential
5,589
Single Family
4,170
Multi-Family
1,419
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices