12920 SW 220th TerMiamiFL33170
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12920 SW 220th Ter, Miami, FL, 33170 in Miami at $1,061,500, 5.9% gross yield, is a market-growth asset. Rental yield 5.9%. The $5,220/mo rent partially funds the $4,773/mo debt service; the core return is the 5%/yr price growth projected to add $293,273 over five years. Ziffy Mortgage's DSCR mortgage (1.09) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $276,725.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.8% |
| Monthly Cash Flow | $(1,999) | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,220 |
| Total Monthly Debt Service | $6,797 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33170, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,069 (100%) |
| Owner Occupied HU | 3,220 (63.5%) |
| Renter Occupied HU | 1,401 (27.6%) |
| Vacant Housing Units | 448 ( 8.8%) |
| Median Home Value | $478,274 |
| Average Home Value | $533,834 |
Housing Distribution
Address Breakdown
Residential
5,340
Single Family
5,077
Multi-Family
263
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33170, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,069 (100%) |
| Owner Occupied HU | 3,220 (63.5%) |
| Renter Occupied HU | 1,401 (27.6%) |
| Vacant Housing Units | 448 ( 8.8%) |
| Median Home Value | $478,274 |
| Average Home Value | $533,834 |
Housing Distribution
Address Breakdown
Residential
5,340
Single Family
5,077
Multi-Family
263
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Mahaney • RealLook.com
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11849750
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.