12918 Rustic Rock LnBeltsvilleMD20705
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 12918 Rustic Rock Ln, Beltsville, MD, 20705 in Beltsville. Rental yield 5.76%. At $475,000 with 5.76% gross yield, current distributions are modest, but the 5% appreciation rate projects $131,234 in new equity by year five, complemented by $4,375/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.07) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $136,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.1% |
| Monthly Cash Flow | $(804) | $1,200 |
City averages based on Beltsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $2,765 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
1,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
1,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDPG2190426