12918 Coles CvGulfportMS39503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Gulfport rentals match the income profile of 12918 Coles Cv, Gulfport, MS, 39503. Listed at $696,000, gross rent is $6,106/mo and net cash flow is $1,217/mo, a 10.14% yield well above national averages. DSCR 1.95 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $192,292 by year five with $6,410/yr in annual principal reduction, projecting $358,256 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 10.0% |
| Monthly Cash Flow | $1,217 | $850 |
City averages based on Gulfport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,106 |
| Total Monthly Debt Service | $4,387 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
1 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
1 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelia C Rejas • ERA PowerMark Properties
Mls Name: MLS United
Mls ID: #4110722
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.