129 Zander RdInwoodWV25428
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 129 Zander Rd, Inwood, WV, 25428 in Inwood. Priced at $283,970, it generates $2,394/mo in gross rent and $700/mo in net monthly cash flow, a 10.12% yield that comfortably supports the 1.87 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,399. Five-year appreciation: $78,456. Equity from principal paydown: $2,615/yr. Total projected cumulative return: $152,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.5% |
| Monthly Cash Flow | $700 | $450 |
City averages based on Inwood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,394 |
| Total Monthly Debt Service | $1,581 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
2,000 sqft lot
$N/A/sqft
$51 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
2,000 sqft lot
$N/A/sqft
$51 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25428, Inwood, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,020 (100%) |
| Owner Occupied HU | 4,114 (82.0%) |
| Renter Occupied HU | 734 (14.6%) |
| Vacant Housing Units | 172 ( 3.4%) |
| Median Home Value | $275,068 |
| Average Home Value | $295,347 |
Housing Distribution
Address Breakdown
Residential
5,281
Single Family
5,017
Multi-Family
264
Businesses
293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices