129 Miller Farm RdTaylorsvilleGA30178
INVESTMENT ANALYSIS
Investment Verdict
Solid Income129 Miller Farm Rd, Taylorsville, GA, 30178 in Taylorsville is a solid income-producing rental, 8.28% gross yield, $2,174/mo rent, $257/mo net cash flow on a $315,000 buy. DSCR 1.54 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $87,029 and $2,901/yr in principal reduction project a total cumulative return of $135,874.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $257 | $300 |
City averages based on Taylorsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,174 |
| Total Monthly Debt Service | $1,792 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30178, Taylorsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 1,197 (83.4%) |
| Renter Occupied HU | 186 (13.0%) |
| Vacant Housing Units | 52 ( 3.6%) |
| Median Home Value | $349,361 |
| Average Home Value | $365,762 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30178, Taylorsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,435 (100%) |
| Owner Occupied HU | 1,197 (83.4%) |
| Renter Occupied HU | 186 (13.0%) |
| Vacant Housing Units | 52 ( 3.6%) |
| Median Home Value | $349,361 |
| Average Home Value | $365,762 |
Housing Distribution
Address Breakdown
Residential
1,504
Single Family
1,504
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Johnson • Porch Property Group, LLC
Mls Name: GAMLS
Mls ID: #10581388