129 Colmont DrEufaulaAL36027
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 129 Colmont Dr, Eufaula, AL, 36027 in Eufaula earns a 7.99% gross yield at $301,400. Rent of $2,006/mo nets $305/mo after the $1,355/mo mortgage. The 1.48 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $83,271 and $2,776/yr in equity accumulation project a total cumulative return of $133,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $305 | $500 |
City averages based on Eufaula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,006 |
| Total Monthly Debt Service | $1,581 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36027, Eufaula, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,604 (100%) |
| Owner Occupied HU | 3,916 (51.5%) |
| Renter Occupied HU | 2,502 (32.9%) |
| Vacant Housing Units | 1,186 (15.6%) |
| Median Home Value | $129,811 |
| Average Home Value | $196,196 |
Housing Distribution
Address Breakdown
Residential
6,920
Single Family
6,515
Multi-Family
405
Businesses
604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices