129 Carmel Dr #39AumsvilleOR97325
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow129 Carmel Dr #39, Aumsville, OR, 97325 in Aumsville is a top-tier cash-flow asset. At $115,000 it produces $2,195/mo in rent and $1,501/mo in net monthly income, a 22.9% gross rental yield. The DSCR of 4.25 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,008. Five-year appreciation adds $31,772, driving a total cumulative return of $140,135.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.9% | 6.2% |
| Monthly Cash Flow | $1,501 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,195 |
| Total Monthly Debt Service | $648 |
| DSCR Ratio | 3.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices