12898 N Cenozoic DrMaranaAZ85658



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 12898 N Cenozoic Dr, Marana, AZ, 85658 in Marana offers a clean, manageable entry. Rental yield 6.57%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $137,837 in additional property value over five years, with $4,595/yr in principal equity building ownership stake. Total projected cumulative return: $169,286.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(306) | $1,850 |
City averages based on Marana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,730 |
| Total Monthly Debt Service | $2,838 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
$28 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2004
0.26 Acres lot
$N/A/sqft
$28 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: John Bellas • RE/MAX Horizon
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22528844
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