12888 Highway 254 EDennardAR72629
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 12888 Highway 254 E, Dennard, AR, 72629 in Dennard speaks for itself: 17.72% gross on a $157,900 price, generating $2,332/mo in rent and $1,382/mo in net income after the $710/mo debt service. DSCR 3.28, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,589 stacks alongside $43,625 in projected five-year appreciation and $1,454/yr in principal reduction. Projected total cumulative return: $148,762.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.2% |
| Monthly Cash Flow | $1,382 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,332 |
| Total Monthly Debt Service | $886 |
| DSCR Ratio | 2.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72629, Dennard, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 229 (57.8%) |
| Renter Occupied HU | 46 (11.6%) |
| Vacant Housing Units | 121 (30.6%) |
| Median Home Value | $134,167 |
| Average Home Value | $142,718 |
Housing Distribution
Address Breakdown
Residential
222
Single Family
215
Multi-Family
7
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
2.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72629, Dennard, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 396 (100%) |
| Owner Occupied HU | 229 (57.8%) |
| Renter Occupied HU | 46 (11.6%) |
| Vacant Housing Units | 121 (30.6%) |
| Median Home Value | $134,167 |
| Average Home Value | $142,718 |
Housing Distribution
Address Breakdown
Residential
222
Single Family
215
Multi-Family
7
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices