1288 Stone Castle Cir SESmyrnaGA30080
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1288 Stone Castle Cir SE, Smyrna, GA, 30080 in Smyrna speaks for itself: 14.17% gross on a $499,000 price, generating $5,891/mo in rent and $2,545/mo in net income after the $2,244/mo debt service. DSCR 2.63, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $30,538 stacks alongside $137,865 in projected five-year appreciation and $4,596/yr in principal reduction. Projected total cumulative return: $354,119.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 6.0% |
| Monthly Cash Flow | $2,545 | $300 |
City averages based on Smyrna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,891 |
| Total Monthly Debt Service | $3,147 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2018
871.20 sqft lot
$N/A/sqft
$2,520 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30080, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,418 (100%) |
| Owner Occupied HU | 12,282 (44.8%) |
| Renter Occupied HU | 13,356 (48.7%) |
| Vacant Housing Units | 1,780 ( 6.5%) |
| Median Home Value | $480,078 |
| Average Home Value | $526,366 |
Housing Distribution
Address Breakdown
Residential
26,718
Single Family
19,166
Multi-Family
7,552
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2018
871.20 sqft lot
$N/A/sqft
$2,520 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30080, Smyrna, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,418 (100%) |
| Owner Occupied HU | 12,282 (44.8%) |
| Renter Occupied HU | 13,356 (48.7%) |
| Vacant Housing Units | 1,780 ( 6.5%) |
| Median Home Value | $480,078 |
| Average Home Value | $526,366 |
Housing Distribution
Address Breakdown
Residential
26,718
Single Family
19,166
Multi-Family
7,552
Businesses
1,511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices