12862 Sage TerGermantownMD20874








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Germantown at 12862 Sage Ter, Germantown, MD, 20874 offers a 9.26% rental yield on a $365,000 purchase with $2,818/mo rent. Total monthly income registers $2,818/mo, and a $1,786/mo payment leaves $548/mo available for distribution. Annual cash flow reaches $6,581/yr on $120,998 to close, and return on cash invested stands at 25.35% in year one. Equity gained on principal adds $2,355/yr while 5% annual appreciation supports $100,843 over five years. Portfolio math shows five-year ROI at 132.07% and total cumulative return in cash at $159,799. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,818/mo property income against a $1,786/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1975
2,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20874, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,362 (100%) |
| Owner Occupied HU | 14,669 (60.2%) |
| Renter Occupied HU | 8,767 (36.0%) |
| Vacant Housing Units | 926 ( 3.8%) |
| Median Home Value | $481,522 |
| Average Home Value | $561,766 |
Housing Distribution
Address Breakdown
Residential
24,451
Single Family
17,681
Multi-Family
6,770
Businesses
632
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Listed by: Leslie Joyner Spitzner • Samson Properties
Mls Name: Bright MLS
Mls ID: #MDMC2208360








