12831 Ehrlich RdCrows LandingCA95313
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12831 Ehrlich Rd, Crows Landing, CA, 95313 in Crows Landing is priced for appreciation, not yield. Rental yield 5.9%. At $569,950 with a 5.9% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $157,467 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.09) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $110,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.0% |
| Monthly Cash Flow | $(1,705) | $250 |
City averages based on Crows Landing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,801 |
| Total Monthly Debt Service | $4,279 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95313, Crows Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 413 (100%) |
| Owner Occupied HU | 181 (43.8%) |
| Renter Occupied HU | 198 (47.9%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $676,339 |
| Average Home Value | $862,541 |
Housing Distribution
Address Breakdown
Residential
370
Single Family
352
Multi-Family
18
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
2.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95313, Crows Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 413 (100%) |
| Owner Occupied HU | 181 (43.8%) |
| Renter Occupied HU | 198 (47.9%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $676,339 |
| Average Home Value | $862,541 |
Housing Distribution
Address Breakdown
Residential
370
Single Family
352
Multi-Family
18
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices