1281 Deaver RdBlairsvilleGA30512
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1281 Deaver Rd, Blairsville, GA, 30512 in Blairsville fits: $1,499,900, 2.44% gross yield, and a projected 5% annual appreciation rate adding $414,395 in value within five years. Rental yield 2.44%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.45) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,814/yr in principal paydown and $414,395 in appreciation project a total return of $177,120.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 6.2% |
| Monthly Cash Flow | $(6,076) | $300 |
City averages based on Blairsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,053 |
| Total Monthly Debt Service | $8,532 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
36.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
36.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Grant Fitts • Mountain Sotheby's Int'l Realty
Mls Name: GAMLS
Mls ID: #10585065