128 Scenic Ln #H5 & H6Union DalePA18470
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowA DSCR of 2.51 makes 128 Scenic Ln #H5 & H6, Union Dale, PA, 18470 in Union Dale one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 13.54%. The 13.54% yield, 5% annual appreciation ($67,689 over five years), and $2,256/yr in principal reduction project a total cumulative return of $91,036.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.2% |
| Monthly Cash Flow | $(122) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,764 |
| Total Monthly Debt Service | $2,788 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1967
4,356 sqft lot
$N/A/sqft
$15,360 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18470, Union Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,577 (100%) |
| Owner Occupied HU | 867 (55.0%) |
| Renter Occupied HU | 132 ( 8.4%) |
| Vacant Housing Units | 578 (36.7%) |
| Median Home Value | $305,897 |
| Average Home Value | $356,534 |
Housing Distribution
Address Breakdown
Residential
1,056
Single Family
1,056
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1967
4,356 sqft lot
$N/A/sqft
$15,360 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18470, Union Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,577 (100%) |
| Owner Occupied HU | 867 (55.0%) |
| Renter Occupied HU | 132 ( 8.4%) |
| Vacant Housing Units | 578 (36.7%) |
| Median Home Value | $305,897 |
| Average Home Value | $356,534 |
Housing Distribution
Address Breakdown
Residential
1,056
Single Family
1,056
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianne Montana, Broker of Record • REALTY NETWORK GROUP
Mls Name: GSBR
Mls Provider:
Mls ID: #SC657
Disclaimer: Information provided by the Greater Scranton Board of REALTORS MLS. Information is for consumers personal noncommercial use, and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. Consult the specific municipality for permitted Zoning uses.