128 Calamity DrFish HavenID83287
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow128 Calamity Dr, Fish Haven, ID, 83287 in Fish Haven is a top-tier cash-flow asset. At $159,000 it produces $2,046/mo in rent and $1,083/mo in net monthly income, a 15.44% gross rental yield. The DSCR of 2.86 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,990. Five-year appreciation adds $43,929, driving a total cumulative return of $129,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 6.0% |
| Monthly Cash Flow | $1,083 | $400 |
City averages based on Fish Haven market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,046 |
| Total Monthly Debt Service | $900 |
| DSCR Ratio | 2.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.80 Acres lot
$N/A/sqft
$585 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83287, Fish Haven, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 877 (100%) |
| Owner Occupied HU | 151 (17.2%) |
| Renter Occupied HU | 19 ( 2.2%) |
| Vacant Housing Units | 707 (80.6%) |
| Median Home Value | $494,444 |
| Average Home Value | $592,980 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.80 Acres lot
$N/A/sqft
$585 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83287, Fish Haven, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 877 (100%) |
| Owner Occupied HU | 151 (17.2%) |
| Renter Occupied HU | 19 ( 2.2%) |
| Vacant Housing Units | 707 (80.6%) |
| Median Home Value | $494,444 |
| Average Home Value | $592,980 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices