12737 Heaton RdSardiniaOH45171
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12737 Heaton Rd, Sardinia, OH, 45171 in Sardinia earns its strong cash-flow label: 13.59% yield, $3,000/mo rent, $1,258/mo net income, DSCR 2.52. The $264,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $73,187 by year five. Combined with $2,440/yr in principal paydown, total projected return reaches $181,882.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.2% |
| Monthly Cash Flow | $1,258 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,637 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45171, Sardinia, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,035 (100%) |
| Owner Occupied HU | 2,074 (68.3%) |
| Renter Occupied HU | 471 (15.5%) |
| Vacant Housing Units | 490 (16.1%) |
| Median Home Value | $193,389 |
| Average Home Value | $235,784 |
Housing Distribution
Address Breakdown
Residential
2,685
Single Family
2,685
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
3.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45171, Sardinia, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,035 (100%) |
| Owner Occupied HU | 2,074 (68.3%) |
| Renter Occupied HU | 471 (15.5%) |
| Vacant Housing Units | 490 (16.1%) |
| Median Home Value | $193,389 |
| Average Home Value | $235,784 |
Housing Distribution
Address Breakdown
Residential
2,685
Single Family
2,685
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices