12729 Petaluma RdVictorvilleCA92392
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 12729 Petaluma Rd, Victorville, CA, 92392 in Victorville: $5,789/mo in rent, $2,162/mo net, 13.36% gross yield, all on a $519,999 acquisition. The 2.48 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $143,666 in value, and $4,789/yr in principal paydown steadily builds equity. Projected total cumulative return: $338,130.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.8% |
| Monthly Cash Flow | $2,162 | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,789 |
| Total Monthly Debt Service | $3,420 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices