12728 S Scottsdale DrHaubstadtIN47639
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 12728 S Scottsdale Dr, Haubstadt, IN, 47639 in Haubstadt offers a clean, manageable entry. Rental yield 6.11%. DSCR 1.13 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $176,820 in additional property value over five years, with $5,894/yr in principal equity building ownership stake. Total projected cumulative return: $204,591.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 7.2% |
| Monthly Cash Flow | $(584) | $300 |
City averages based on Haubstadt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,258 |
| Total Monthly Debt Service | $3,587 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47639, Haubstadt, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,911 (100%) |
| Owner Occupied HU | 1,580 (82.7%) |
| Renter Occupied HU | 242 (12.7%) |
| Vacant Housing Units | 89 ( 4.7%) |
| Median Home Value | $306,977 |
| Average Home Value | $319,881 |
Housing Distribution
Address Breakdown
Residential
1,804
Single Family
1,802
Multi-Family
2
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47639, Haubstadt, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,911 (100%) |
| Owner Occupied HU | 1,580 (82.7%) |
| Renter Occupied HU | 242 (12.7%) |
| Vacant Housing Units | 89 ( 4.7%) |
| Median Home Value | $306,977 |
| Average Home Value | $319,881 |
Housing Distribution
Address Breakdown
Residential
1,804
Single Family
1,802
Multi-Family
2
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices