12712 622nd St, Kellogg, MN, 55945 | 5.71% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Kellogg at 12712 622nd St, Kellogg, MN, 55945 offers a 5.71% rental yield on a $399,000 purchase with $1,900/mo rent. 54% in year one. Equity gained on principal adds $2,575/yr while 5% annual appreciation supports $110,236 over five years. Portfolio math shows five-year ROI at 74.14% and total cumulative return in cash at $98,066. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,900/mo property income against a $1,953/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1995

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 55945, Kellogg, MN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	688 (100%)
Owner Occupied HU	543 (78.9%)
Renter Occupied HU	66 ( 9.6%)
Vacant Housing Units	79 (11.5%)
Median Home Value	$345,109
Average Home Value	$416,998